- December 8, 2020
- Posted by:
- Category: Uncategorized
Synchrony is NOT a waste of time….you are incorrect. Oh you are so full of it! However, the newest credit scoring formulas from FICO and VantageScore do not weigh medical collections as heavily as other types of collection accounts and may not count them at all after the collection is paid.”, I have not received my Amazon card. Then I got another card with them for Dental expenses, and I paid it off and they lowered my credit by half. Minimum payment irregardless as I pay more than minimum. I have never used Walmarts gas again once my account was also closed due to several months of non-use. The 24- and 48-month plans have minimum purchase requirements, but the purchase may still be completed online or in-store. All of a sudden my payment method doesn’t work, and although they “appreciate my weekly payments” that cover the monthly balance and then some…it’s not enough to avoid the late fee. If it is not resolved you must file a “CLAIM”. Each Verizon dollar is equivalent to $1 in value, and there are no caps on earning or expiration dates. They up and closed my Sams club card years ago. Stay away from any company using Synchrony bank as their credit extender.!! I’m sorry you’ve had a negative experience, but please be advised that we are not Synchrony bank and have no affiliation with them. We recommend the The OpenSky® Secured Visa® Credit Card which doesn’t require a credit check and is a solid option for those looking to boost their credit score. The content featured on UpgradedPoints.com has not been provided by the credit card companies mentioned. I repeat DO NOT apply for any card that is affiliated with this bank!! A lot of things can impact your credit score, from your payment history to your credit limit. I will be contacting my credit bureaus to report them. After doing so, I never heard from them again. Now I am about to close my account. I am trying to move from California back home to Georgia, to have family support for myself and my son and was going to use my VA Loan to try and get us a house. I just got that printer paid off about four months ago. After investing, a mini while I’m on the phone, with two account managers later, is realized I made two payments so my bank sent one payment back. On your credit reports, the acronym SYNCB/PPC stands for Synchrony Bank/PayPal Credit. Cash Advance Fee: $6 or 5%, whichever is higher. However, Synchrony did not address my concern. Any and all options, reviews, comments and analyses are the responsibility of the author(s) and not any Advertiser or credit card issuer. I have never missed a payment, always paid on time, and even paid off balances early on the following cards: Amazon credit limit $ 650.00 dropped my limit to $100.00 TJMaxx credit limit $1450.00 dropped my limit to $450.00 Belks credit limit $1,500 dropped my limit to $400.00 Old Navy credit limit $ 1250 dropped my limit to $ 450.00 Walmart credit limit $1,500 dropped my limit to $1,100.00 Ashley Furniture credit limit $1,500 closed my account I paid off my cards and will never use them again, with the exception of Walmart because Capital One services this account now. This bank closed my Beall’s card with an outstanding balance still on the card. Synchrony is the worst!!! I received an alert that SYNCB/PPC closed an account and my credit score decreased. My TJMAXX/Marshall’s/Home Depot cards have paid off for months, my GAP card had automatic payments so never late and paid off for 5 months. Evidently, I won’t be shopping at some of my favorite places. Don’t try to dispute a transaction…they will NOT be on your side or assist you in any way. I have never, not once, had my credit limit reduced! Ridiculous!! When talking to their management they seem like they are on interested in your problem. American Express also provides a co-branded Lowe’s card that provides a 5% discount at Lowe’s but can be used at other merchants as well. How long do hard inquiries stay on your credit report? I will never do business with this bank and the people who use this bank. You get frequent phone calls from their 800 number and they barely speak English and try to scam you for more purchases. I received a letter stating they closed my Lumber Liquidators credit card again for bogus reasons listed and I had a zero balance on the card. Someone wanted to buy and paid through PayPal. But I think it has to be something else than just non-use of the card. No, you are incorrect!!
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